Coverage Options

No two trucking businesses are exactly alike. That’s why Truck Insurance USA offers flexible coverage options that can be tailored to fit your operation. Whether you’re an independent owner-operator, a fleet manager, or a new venture, we’ll build a policy that protects your trucks, your drivers, and your cargo.

Types of Coverage Available

Our comprehensive trucking insurance packages can include a wide range of protections to meet legal requirements and business needs.

Auto Liability Insurance

Required by federal law for most trucking operations; covers bodily injury and property damage caused by your truck

Physical Damage Insurance

Covers repairs or replacement of your truck due to collision,theft, vandalism, or natural disasters.

Motor Truck Cargo Insurance

Protects the freight you haul against loss, theft, or damagein transit.

General Liability Insurance

Covers business-related claims outside of vehicle use, such as accidents on premises or loading docks.

Workers Compensation

Provides medical coverage and wage replacement for employees injured on the job.

Non-Trucking Liability

Covers trucks when used for personal or non-dispatched purposes

Customizing Your Policy

Every trucking business has unique risks depending on the type of freight, operating radius, and number of vehicles. Truck Insurance USA helps you customize coverage by:

Assessing your current

Assessing your current and future trucking operations

Reviewing contract

Reviewing contract and shipper insurance requirements

Adjusting coverage

Adjusting coverage limits based on cargo type and risk

Specialized coverages

Adding specialized coverages like hazmat or reefer breakdown

Flexible deductibles

Providing flexible deductibles to balance premiums and protection

Who Needs Coverage Options?

Owner-operators

Owner-operators starting a new trucking business

Fleet managers

Fleet managers looking for cost-efficient policies

Construction and demolition

Construction and demolition companies with heavy trucks

Expedited

Expedited and hot shot delivery services

Hazmat haulers

Hazmat haulers with specialized compliance needs

Why Choose Truck Insurance USA?

Multiple Top-Rated

We shop multiple top-rated carriers to find the best coverage mix

Business Operations

Policies are tailored to your business operations and compliance needs

Nationwide service

Nationwide service for trucking companies of all sizes

Hassle-free quotes

Fast, hassle-free quotes so you can get insured quickly

Expert support

Expert support for FMCSA and DOT compliance requirements

Protect Your Business Today

Protect your business with the right trucking insurance package. Call Truck Insurance USA at 909-275-7245 or fill out our online form today to get started. Truck Insurance USA — Comprehensive Coverage for America’s Trucking Industry.