Auto liability insurance is the foundation of every trucking policy — and it’s required by law. Without it, you cannot operate legally under FMCSA or DOT authority. At Truck Insurance USA, we help trucking companies, new ventures, and owner-operators secure the right liability coverage to stay compliant and protected.
This coverage pays for injuries or property damage that your truck causes in an accident. It does not cover your own truck — instead, it protects the public and satisfies federal requirements for trucking operations.
Without liability coverage, your trucking authority can be revoked, shippers won’t contract with you, and one accident could bankrupt your business. Liability insurance is more than compliance — it’s financial survival.
The Federal Motor Carrier Safety Administration requires minimum liability limits based on the type of freight you haul:
$750,000
$1,000,000
$5,000,000
$300,000
We know truckers often have the same questions about liability coverage. Here are a few answers:
In most cases, the carrier provides it, but you may still need additional coverage.
States also require liability; limits vary by state.
Yes, many shippers demand higher than federal minimums for contracts.
No, cargo requires separate Motor Truck Cargo coverage.
We understand FMCSA filing requirements and handle them for you, ensuring compliance and peace of mind.
Access to multiple top-rated carriers, giving you the most competitive rates without sacrificing quality.
Get certificates of insurance quickly so you can start hauling without unnecessary delays.
Tailored coverage options for hazmat, oil, and specialized freight to match your unique operations.
Whether you’re a new venture or an established fleet, we provide support and solutions to fit your needs.
Stay compliant, stay protected, and stay on the road. Call Truck Insurance USA today at or fill out our online form for a fast, no-obligation quote. Truck Insurance USA — Your Partner in Trucking Liability Protection.