Commercial Truck Insurance

Commercial trucking is the backbone of the American economy — and every mile driven carries risk. At Truck Insurance USA, we provide **specialized commercial truck insurance** that keeps drivers, fleets, and businesses legally compliant, financially protected, and contract-ready.

What Is Commercial Truck Insurance?

Commercial truck insurance is more than just a policy — it’s a complete protection package for your business. Whether you run a single truck or manage a fleet, this coverage ensures you can operate legally under FMCSA/DOT rules while protecting your business against costly accidents, lawsuits, and cargo losses.

What’s Covered in a Policy?

A tailored commercial truck insurance program may include

Auto Liability

Frequired by FMCSA to operate legally

Physical Damage

Protects your truck investment

Motor Truck Cargo

covers the loads you haul for customers

General Liability

protects against non-driving business risks

Workers Compensation

covers your employees and drivers

Optional Endorsements

available for specialty operations

Why You Need It

Authority

Your authority can be revoked by the FMCSA

Shippers

Shippers won’t release freight without proof of insurance

Accidents

Accidents could bankrupt your business from lawsuits or cargo claims

Contracts

Contracts and bids will be denied without proper certificates

Who Needs Commercial Truck Insurance?

Owner-operators

Owner-operators running under their own authority

Hire Carriers

For-hire carriers hauling freight for brokers and shippers

Fleet managers

• Fleet managers operating multiple vehicles nationwide

New ventures

New ventures applying for DOT/MC authority

Specialized Haulers

Specialty haulers like hazmat, construction, expedited, and waste operations

The Truck Insurance USA Advantage

As a specialized trucking insurance broker, we know the challenges you face and work to keep your business profitable and compliant:

Multiple Top-Rated

Access to multiple top-rated carriers for the best rates

Fast certificates

A Fast certificates of insurance to keep your loads moving

Expert compliance

Expert compliance support with FMCSA filings

Custom policies

Custom policies designed for startups, fleets, and niche haulers

Nationwide service

Nationwide service with trucking-focused expertise

Protect Your Business Today

Your trucks keep America moving — don’t let one accident put you out of business. ■ Call Truck Insurance USA at 909-275-7245 or fill out our online form today for a fast, free quote. Truck Insurance USA — Commercial Truck Insurance That Works as Hard as You Do.