Semi trucks — the 18-wheelers, tractor-trailers, and big rigs you see on every highway — are the backbone of freight transportation. With their size, power, and constant miles, semis face unique risks that demand specialized protection. At Truck Insurance USA, we provide **semi truck insurance** tailored to the needs of long-haul carriers, regional fleets, and independent drivers.
A single accident involving a semi can cost hundreds of thousands — or even millions — of dollars. From multi-vehicle collisions to cargo damage, the risks are greater than with smaller trucks. Semi truck insurance ensures you stay compliant with FMCSA requirements while protecting your business from devastating financial loss.
Semi truck insurance is built for heavy-duty risks and includes:
Federally required coverage for bodily injury and property damage
Pays for repairs or replacement of your tractor-trailer
Protects freight in your trailer against loss or damage
Covers incidents off the road, like at docks or warehouses
Protects drivers and staff from workplace injuries
Reefer breakdown, hazmat liability, and more
For long-haul carriers crossing multiple states, ensuring compliance and protection on every route.
For regional fleets hauling freight for shippers and brokers that need dependable coverage.
For owner-operators running under their own authority who need comprehensive insurance solutions.
For independent contractors leased to carriers who require coverage under agreements.
For specialized haulers transporting refrigerated, hazmat, or high-value cargo with unique risks.
We know semi trucks are high-value assets with high exposure. That’s why we deliver protection that works as hard as your fleet:
Expertise in insuring tractor-trailers, 18-wheelers, and fleets nationwide with tailored solutions.
Access to top-rated carriers offering competitive semi truck insurance rates.
Quick filings and certificates to keep your trucks loaded and on the road without delays.
Flexible policies designed for owner-operators, leased drivers, and fleets of all sizes.
Guidance to help keep your FMCSA authority in good standing and operations fully compliant.
Your semi trucks are more than vehicles — they’re your livelihood. Protect them with insurance built for the road ahead. Call Truck Insurance USA at or fill out our online form today for a free quote. Truck Insurance USA — Big Coverage for America’s Biggest Trucks.